quote:

Originally posted by Miss Pie Of course it's stupid if you don't know how to prioritize your basic necessities and budget your money accordingly. Stupid.

TBH Jenny he probably is in a shit situation down there. Florida really blows on public transport, especially if you are outside major urban area.

I'm driving a lease from my job, no hassle about insurance whatsoever

quote:

Originally posted by Joss Weatherby TBH Jenny he probably is in a shit situation down there. Florida really blows on public transport, especially if you are outside major urban area.

Doesn't change the fact that he's stupid.

quote:

Originally posted by Miss Pie Doesn't change the fact that he's stupid.

Oh, no doubt, the fact that he has canadian citizenship but lives in Florida explains a lot too.

I pay 98$ a month, roughly $1176 a year
2M$ liability
45k km per year
0$ deductible
full comprehensive
depreciation protection for the first 5 years

2011 Mazda CX-7 (AWD turbo model)

Insurance provider - TD with the Professional Engineer discount

pie if you are in the market for a new provider, TD is excellent. I had a small incident a year and a half ago where my 2010 mazda 3 became the victim of a bad site meeting with a contractors F-350 (needless to say, while the truck came out the victor, the little mazda three took his rear axle off as a trophy) TD had a rental car waiting for me at the collision center when i arrived with the tow truck and i had my settlement in hand 30 days later (which was 6k more than i originally paid for the car because they no longer offered the options and features i had on my 2010 mazda3 GS so they had to pay me the cost of a 2011 mazda 3 GT). The rental car was covered by insurance for the month that i waited for my settlement and when i bought the CX7\-7, my insurance premiums dropped from around 125 a month to 98 a month.......

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quote:

Originally posted by pkcRAISTLIN I have 3 hobbies: gaming, DJing & correcting maladjusted fools on the internet.

quote:

Originally posted by pkcRAISTLIN Yeah, I’d like to know what horrible, scarring incident in your childhood turned you into such an ignorant, intellectual-hating philistine?

Yup, I'm going through TD, as per the recommendation of Moral Hazard.

quote:

Originally posted by Joss Weatherby Oh, no doubt, the fact that he has canadian citizenship but lives in Florida explains a lot too.

Says the guy who lives in his parents' basement?

I could never take you seriously.

quote:

Originally posted by Miss Pie Ok so for the people that don't live with their parents and don't share their vehicles and insurance costs - how much is your insurance? Lol.

Oh hai. I'm in this category. Imagine that.

I pay 600 bucks for 6 months. A little high imo, but not too horrible.

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Set Archive | TA DJ Challenge

100 bucks a month sounds pretty good to me. I'll be paying 1593.96 yearly, or 132.83 a month. $500 deductible and a bunch of other shit. Roadside assistance, the value of the car in the same as mine year if I total mine, some kind of accident forgiveness or something (this was all over the phone so I don't remember the particulars - my car isn't actually here/I don't have the VIN number so I'm not officially insured yet), for a 2012 VW Golf 2.5L. I haven't been insured in about 8 years and this is my first time being insured as primary owner/driver.


At which point does one's rates begin to go down?

quote:

Originally posted by Miss Pie 100 bucks a month sounds pretty good to me. I'll be paying 1593.96 yearly, or 132.83 a month. $500 deductible and a bunch of other shit. Roadside assistance, the value of the car in the same as mine year if I total mine, some kind of accident forgiveness or something (this was all over the phone so I don't remember the particulars - my car isn't actually here/I don't have the VIN number so I'm not officially insured yet), for a 2012 VW Golf 2.5L. I haven't been insured in about 8 years and this is my first time being insured as primary owner/driver. At which point does one's rates begin to go down?

from my experience they dont usually go down on their own, but after 6 months you can basically reapply with your same company or another and you tend to get lower rates, same thing happened for my friend when it was his first time being insured as a primary. now after a year and a half and basically signing up for insurance 3 dif times his rates are about 400 a year less.

quote:

Originally posted by Miss Pie At which point does one's rates begin to go down?

It's 25 here. A lot of companies lower your rates based on how long you go without getting any tickets or in any accidents.

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quote:

Originally posted by OrangestO This isn't about physics, this is about waves.