quote:

Originally posted by colonelcrisp moral you wouldnt be able to convince an insurance company that i deserve cheap insurance could you? id make it worth your while................

That depends on how many policies you can promise the insurer per year. If you can make an identifiable group of 500 or more people that would all sign up I could get someone to negotiate a group rate for you.

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Originally posted by RickyM you're just a shit version of Moral Hazard. At least he knows what he's talking about.

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Originally posted by pkcRAISTLIN lol, i love it when moral feels the need to lay the smack down

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Originally posted by Moral Hazard That depends on how many policies you can promise the insurer per year. If you can make an identifiable group of 500 or more people that would all sign up I could get someone to negotiate a group rate for you.

SWEET



TOTA LEAD FOOT ALLIANCE {moral is going to get us cheap insurance if we get 500 of us}

Colonelcrisp

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Originally posted by pkcRAISTLIN I have 3 hobbies: gaming, DJing & correcting maladjusted fools on the internet.

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Originally posted by pkcRAISTLIN Yeah, I’d like to know what horrible, scarring incident in your childhood turned you into such an ignorant, intellectual-hating philistine?

Last edited by colonelcrisp on Aug-15-2006 at 16:13

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Originally posted by Moral Hazard Ontario Insurance Service is a broker.... also owned by Aviva. Aviva owns the following insurers.... General Accident, Canadian General, Traders General, GAN, Scottish and York, Elite, Pilot, Ontario Teachers Insurance Plan (I think that's it). They underwrite PC Insurance. Aviva is owned in whole by Norwich Union. Most of the big insurers are owned by other big insurers. ING owns Halifax, Dominion of Canada, Allianz, Zurich (commercial lines), Belair Direct, Nordic, Royal & Sun Alliance and underwrites Meloch Monnex which underwrites TD Insurance. Economical owns Economical Mutual, Waterloo Insurance, Perth Insurance, Federation, and Missisquoi. Fairfax Financial owns Northbridge which owns Lombard Canada, Trafalger, Commenwelth, Federated, and Markel. I'm sure I've forgotten some and Chemy will probably add to this later.

Hmmm...

Actually...Aviva Plc (parent company in UK) = Norwich Union

GA bought off CG and GAN, then NU bought them off so that mess (or merger...haha) became CGU = Aviva

Anyways..you're right, OIS is a brokerage...hmmm...and as you know Aviva recently bought off Pilot...

Which insurance company do you work for Moral? Maybe you can hook up me with the best quote...haha...

I'm working for the summer @ Pilot (comm. auto) and worked for finance/acct. @ Aviva... The insurance industry is interesting...but not my cup of tea

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~Official Member of the Dirty Clown Alliance~

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Originally posted by sticky_shoes Which insurance company do you work for Moral? Maybe you can hook up me with the best quote...haha...

I don't work for an insurer, I'm with an independent adjusting firm.... the big one!

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Originally posted by RickyM you're just a shit version of Moral Hazard. At least he knows what he's talking about.

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Originally posted by pkcRAISTLIN lol, i love it when moral feels the need to lay the smack down

why is no one joining my alliance..... i feel so alone..... soo cold

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Originally posted by pkcRAISTLIN I have 3 hobbies: gaming, DJing & correcting maladjusted fools on the internet.

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Originally posted by pkcRAISTLIN Yeah, I’d like to know what horrible, scarring incident in your childhood turned you into such an ignorant, intellectual-hating philistine?

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Originally posted by colonelcrisp why is no one joining my alliance..... i feel so alone..... soo cold

Fine I'll join your alliance, Colonelcrisp when my car is no longer in my mom's policy...i get a discount through her

Moral...which one is that? Crawford?

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~Official Member of the Dirty Clown Alliance~

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Originally posted by sticky_shoes Fine I'll join your alliance, Colonelcrisp when my car is no longer in my mom's policy...i get a discount through her Moral...which one is that? Crawford?

WOOT!!!


TOTA LEAD FOOT ALLIANCE
Colonelcrisp
sticky_shoes
Nrg2Nfinit <-- he probably hasnt seen this thread yet but he is the worst driver of all

never ever get in the passenger seat of his truck when your on mushrooms..... i thought i was gonna die for sure (thank god i could hide behind that sheet of paper)

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quote:

Originally posted by pkcRAISTLIN I have 3 hobbies: gaming, DJing & correcting maladjusted fools on the internet.

quote:

Originally posted by pkcRAISTLIN Yeah, I’d like to know what horrible, scarring incident in your childhood turned you into such an ignorant, intellectual-hating philistine?

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Originally posted by sticky_shoes Fine I'll join your alliance, Colonelcrisp when my car is no longer in my mom's policy...i get a discount through her Moral...which one is that? Crawford?

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Originally posted by RickyM you're just a shit version of Moral Hazard. At least he knows what he's talking about.

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Originally posted by pkcRAISTLIN lol, i love it when moral feels the need to lay the smack down

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Originally posted by colonelcrisp why is no one joining my alliance..... i feel so alone..... soo cold

Sorry, I'm actually a good risk (clearly the underwriters at Pilot don't know me very well).

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Originally posted by RickyM you're just a shit version of Moral Hazard. At least he knows what he's talking about.

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Originally posted by pkcRAISTLIN lol, i love it when moral feels the need to lay the smack down

you criminals


Mine is $840/year



QUIT BREAKIN THE LAW, ASSHOLES!!

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RY DIGGS MYSPACE

REBIRTH RECORDS MYSPACE

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Originally posted by Ry Diggs you criminals Mine is $840/year QUIT BREAKIN THE LAW, ASSHOLES!!

HAAHAHAHAHAHAH

You *CLEARLY* do not live in Ontario.

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Originally posted by Ry Diggs you criminals Mine is $840/year QUIT BREAKIN THE LAW, ASSHOLES!!

You don't count, your a Yankie! Our insurance laws are very different then yours. The minimum liability insurance here is $200,000, most people carry 1,000,000. If I recall correctly your minimum limit is $50,000. Additionally, Accident Benefits coverage (which is similar to your PIP coverage) is mandatory and infinately higher then your PIP coverage.... ($100,000 medical coverage, $72,000 for attendant care, $10,400 housekeeping coverage, and income replacement coverage of $400/wk.... these amounts go up to $1,000,000, 1,000,000, $100/wk for life, and $400/wk for the first two years and $2hundred something for life after the first two years for certain injuries). You really cannot compare prices from NY to ON as the policies/products are totally different. INSURANCE IS NOT A COMMODITY.

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quote:

Originally posted by RickyM you're just a shit version of Moral Hazard. At least he knows what he's talking about.

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Originally posted by pkcRAISTLIN lol, i love it when moral feels the need to lay the smack down