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| quote: | Originally posted by devnull
When i left quebec, I was at $400 a year for insurance. Here I started at $2200.
For my current car, I would have to be 60 years old to get a premium of $600 a year in Ontario..
That means Id be overpaying for 38 years....to finally get a rate that is still higher than what I was paying.... |
Its like comparing apples and beer....the two systems are very different and yet also very similar....Quebec has a true no fault system...Ontario has a no-fault system as well however you still can sue for pain and suffering as long as you meet the verbal theshold and even then there is a $30,000.00 deductible for anything you are awarded. In ontario, your medical, weekly benefit (Income Replacement, Caregiver Benefit, or Non-Earner Benefit), housekeeping, attendant care, cost of examinations, rehabilitation, vocational training, and many other things are covered by your own insurance (its called Accident Benefits).....which is somewhat similar to SAAQ.
Break Down your Policy here and see exactly how much you pay for each coverage and compare that to the cost of the same coverages in Quebec....overall....they probably are not that different.
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