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| quote: | Originally posted by Miss Pie
100 bucks a month sounds pretty good to me. I'll be paying 1593.96 yearly, or 132.83 a month. $500 deductible and a bunch of other shit. Roadside assistance, the value of the car in the same as mine year if I total mine, some kind of accident forgiveness or something (this was all over the phone so I don't remember the particulars - my car isn't actually here/I don't have the VIN number so I'm not officially insured yet), for a 2012 VW Golf 2.5L. I haven't been insured in about 8 years and this is my first time being insured as primary owner/driver.
At which point does one's rates begin to go down? |
Mine didn't necessarily go down with a specific age, moreso how long I had a been a customer and/or driver's license. Just my insurance company's way of business. I think that may have actually been 24 when it dropped a little. of course, I was living in Louisiana which has some of the highest rates in the USA anyway.
If you're looking to really drop your rates, just lower your coverage and/or deductable. it's all about risk management. if you think you won't cause an accident and/or you don't think someone will cause one to you; then why spend more money on insurance, you know?
It wasn't until recently that I lowered my deduct's to 500 (used to be 1,000). I also used to just have 50/100 on collision and stuff, not the 100/300.
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