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Around Collingwood, I have never really needed to own a vehicle, bc Ive always in the past been able to bike anywhere or walk, and simply got used to walking most the time. I could usually borrow my mom's van if I really needed a vehicle for some reason around town. And Ive always had friends up here that do drive, so if ever we wanted to go mall shopping or check a movie in Barrie or whatever, one of them was always up for it.
Not owning a vehicle in Cwood wasnt a big deal at all for me.
When I lived in Waterloo, I bused everywhere or walked. I got used to it quickly.
For 3 years Ive freakin Greyhound'ed it to TO and back every weekend that I'd come down - now THAT truly was a pain in my ass... 3 hours getting down there, and looking at like 4+ to get back home Sunday afternoon/night. And it would cost me $70-$75 for a damn round trip for the weekend! I DONT for a second regret having to deal w/ this process. I simply live to far away from the city, and thus Greyhound was my only choice.
Now that I own my own Toyota, god, I cant imagine not having this freedom, its wonderful, but I can see where you're coming from certianly. $1,000 bones a month is A LOT. My vehicle being new, I dont have the repairs costs that must be costing u a fortune, same w/ the insurance :S
I can tell you, I only recently bought a car bc I turned 25 and my insurance rates dropped by over 1/2! I wasnt willing to own a car and pay the rates I would have had to before I turned 25.
Sad to hear you'll hafta get rid of your car Jeff. I cant imagine doing that now myself. 
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