Ahhh financial risk management. During boom times the worst case scenario is that people try to ignore you. During bust times people better start listening to you, and they most certainly don't dare fire you, lest they face the wrath of regulators . This operates under the assumption that you warned and predicted what might happen and the traders, or similar front office folk, never listened to you because they're arrogant or are just plain stupid in general because the only thing they know how to do is be aggresive.

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Retro ...

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Originally posted by Zewad sounds like why i got out.. but in AF terms.. i was put in a training situation for a year with 2LT's as my peers... the bullshit just got too much.. btw, sorry for your situation

dammit brent i was hoping for words of wisdom

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Originally posted by Ang ' ela_ie What do you mean by "environmental consulting?" Because the environmental consulting industry that I know is booming. Also, if youre referring specifically to AQ, that doesnt surprise me. AQ is old news... no one needs a consultant for that anymore.

yea AQ is dead for sure. Most of it is handled by regular home inspectors with little knowledge because its not regulated by any government agencies. The consulting we do is planning cleanup procedures mostly. For example we had a jet fuel spill at Ft. Lauderdale airport, and we set up and organized the cleanup procedure for the workers their, and had to make sure all environmental codes were being addressed, and how far to dig by taking samples along the way...things like that.

I'm still studying, but job prospects should be good.

IT is a pretty turbulent industry, which is why I'm studying IT management and commerce, with minors in computer science and info systems (rather than majors). Get a good rep as a manager... and you're invincible!

INVINCIBLES!

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Originally posted by echosystm I'm still studying, but job prospects should be good. IT is a pretty turbulent industry, which is why I'm studying IT management and commerce, with minors in computer science and info systems (rather than majors). Get a good rep as a manager... and you're invincible! INVINCIBLES!

If u can program in a few languages, u have no worries.

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Originally posted by tubularbills dammit brent i was hoping for words of wisdom

pardon my ignorance but isn't there anything you can possibly do?

Are you held to a strict hierarchal commanding order thus having no say in where you are assigned and relocated on and off base?

Can't you "discuss" this situation? From what you said it appears to be too late already unfortunately as it is.

You may find my questions laughable by their sheer naivety but I'm seriously asking being the clueless yokel that I am in this regard.

I WAS NOT LAID OFF. WOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO.


sorry just had to say that.

the department I work in has 1 person left from january. the store's also replaced 6/7 managers in that same time frame (the gm's the only one left...4 got promoted, 1 transferred elsewhere, and 1 is going to prison for stealing).

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Originally posted by jdat Are you held to a strict hierarchal commanding order thus having no say in where you are assigned and relocated on and off base?

pretty much....like i've been assigned here at my squadron....and i can't really do anything outside my career field...so its not like i can take another job on base somewhere else.

i've put in my preferences for the move list i've been put on (OCT 08-JAN 09)...but we'll see if i get one or not.

typical first assignments for officers in weather is 3 years...i've only been in for 2...

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Originally posted by jdat pardon my ignorance but isn't there anything you can possibly do? Are you held to a strict hierarchal commanding order thus having no say in where you are assigned and relocated on and off base? Can't you "discuss" this situation? From what you said it appears to be too late already unfortunately as it is. You may find my questions laughable by their sheer naivety but I'm seriously asking being the clueless yokel that I am in this regard.

sure, but people that out rank you are always right b/c of their vast knowledge and experience etc... right?? heh...

my crapbag situation was my own fault b/c i specifically asked for that duty station and that job at it.. and the term "be carefull what you wish for" had never been such a reality...

also the term "the grass is always greener on teh other side".... well i thought that too and i went to the other side and moved to a pile of shit instead of green grass...

but hey... i still got promoted as Will will(heh, a funnay) and can and will overcome it and still move up the chain.. but with a slightly nerved opinion of the service.. and of course job security and money still won't be any issue...

(btw, i learned more about life, people, and management from my shit hole job than i did in my other 3 years in the Army... oh and Will, that was doing something totally out of my career field... training vs doing field artillery stuff)

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Originally posted by gehzumteufel The problem was NOT adjustable mortgages. The problem was the way in which mortgage companies relaxed their guidelines, LO's inflating incomes too much (this happens with EVERYONE to a certain extent), and people getting into a mortgage that they couldn't afford to start with, let alone when the fixed period ended.

That's exactly right. And that's partially why mortgage brokers are struggling to eat these days. No lender wants to work with them. No reputable ones, anyway. Guidelines have gotten extremely strict, and if you're not a direct or correspondent lender, it's gotten rough out there for you. Really, really rough.

And due to the necessity of high loan-to-value programs, mortgages have generally shifted from conventional programs to government-backed FHA programs. And everyone knows the government doesn't fuck around. In an FHA appraisal, they test how quickly the hot water comes on after turning on the faucet. Ffs.

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Originally posted by Renzo That's exactly right. And that's partially why mortgage brokers are struggling to eat these days. No lender wants to work with them. No reputable ones, anyway. Guidelines have gotten extremely strict, and if you're not a direct or correspondent lender, it's gotten rough out there for you. Really, really rough. And due to the necessity of high loan-to-value programs, mortgages have generally shifted from conventional programs to government-backed FHA programs. And everyone knows the government doesn't fuck around. In an FHA appraisal, they test how quickly the hot water comes on after turning on the faucet. Ffs.

They still use brokers a ton, but they have just tightened up their guidelines. And the "No Doc" loan has become an even more edgy loan.

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Originally posted by bas Dual exhaust tips on dual exhaust = QUAD EXHAUST = 300 gain in horsepower. Duh

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Originally posted by bas Undies with a dickhole aren't good for guys. Your balls can get caught in them. That's why I prefer to go over the gate instead of through the fence.