quote:

Originally posted by Moral Hazard 30K is nothing... do you have any idea how fast 30K gets sucked up in treatment for injuries? Keep in mind, insurance companies have to pay for your rehab, lost wages, housekeeping, pain and suffering, future care, legal costs, etc if you're hurt in an auto accident. Damage claims are a joke, injuries and law suits are the reasons for high rates. I'd say the average injury claim I handle is is between 70 and 100K, many going much much higher... not including costs.

okay,
then loan that money and have the client pay it off over 30 years, with my dads rate for insurance?

same thing?
yes
except people who weren't in an accident aren't ASSRAPED

also

imagine how much safer everyone would drive, if it were like this
lol

quote:

Originally posted by Dr. Z also imagine how much safer everyone would drive, if it were like this lol

I personally don't think about my insurance rate every time I get in the car to drive.

___________________
I'm the trouble starter, fuckin' instigator.
I'm the fear-addicted, danger illustrated.

quote:

Originally posted by Cosmic Fur That wasn't me. The fastest I've driven so far is just over 200 in my new car on the 401 to Waterloo (but it felt much faster because there was traffic). The fastest I've ever gone in the Bimmer was a measly 160. Cause any faster than that, and it gets scary in that car. :/

Uhhh....
No?

quote:

Originally posted by me@t k@tie Uhhh.... No?

Uhhh
Yes

___________________
I'm the trouble starter, fuckin' instigator.
I'm the fear-addicted, danger illustrated.

quote:

Originally posted by Cosmic Fur I personally don't think about my insurance rate every time I get in the car to drive.

you would if you didn't have insurance, and would be required to pay if you got into an accident

i'm talking about a completely different scenario, than the one you live in right now

quote:

Originally posted by Dr. Z i'm talking about a completely different scenario, than the one you live in right now

what is your scenario exactly?

___________________
I'm the trouble starter, fuckin' instigator.
I'm the fear-addicted, danger illustrated.

quote:

Originally posted by Cosmic Fur what is your scenario exactly?

try reading

quote:

Originally posted by Dr. Z you would if you didn't have insurance, and would be required to pay if you got into an accident i'm talking about a completely different scenario, than the one you live in right now

I see where you are coming from but it doesn't really make sense.

People now of course don't want to get into an accident, so it wouldn't change the way they drive. Also I doubt you want to spend the rest of your life paying a $1million dollar accident(if someone is paralyzed etc.). It just isn't practical at all. Insurance is there so that in the event something terrible happens when you are driving, you are covered and don't have to pay back a massive debt. If you are a good driver and never get into accidents, the amount you pay compared to what it actually offers IF something happens, is actually very mininmal.

quote:

Originally posted by Abercrombie On a side note, I just got a ticket this morning for running a stop. The road seemed unsalted and slippery, but I didn't stop completely. I admit that so I'm guilty. However I hear that if the officer mis-fills the ticket, the ticket could be thrown out. Is this the case for below? The Year listed shows 08. Is that supposed to be the year of the car or year of my licence plate sticker?

Man thats 2 demerit points!

Take it to court.

I took mine to court and the prosecutor offered me to plead guilty to disobeying an official sign. and that was only a $90 fine and no points.

Hey question!

What would happen if I just pretend like I never got the ticket. And if they call me or something I just say I didn't see it on the window and someone must have taken it.

I am sure this happens. That someone tries to be funny and takes a ticket off a car.

What happens in this case??

And if you are gona say suck it up and pay, please keep your comment to yourself. I will pay the ticket, I just want to know what would happen!