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CPU usage has nothing to do with it. If anything it may be indicitive of a process running away and causing a crash, but just having a program use %100 cpu shouldn't be crashing your rig. Stop visiting shady pr0n sites and you won't get weird virii.
In terms of diagnosing the problem, more info is needed. What programs were running, what were they doing, what was running in the background, what does your process list look like... etc.
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What?
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