Originally posted by Joss Weatherby
I avoid credit at all costs... I have no credit file.
I plan on purchasing everything with cash.
I got 2 credit cards and I told myself I would pay the balance every month. That lasted less than a month. I maxed both of them out and defaulted on one of them. I cut them up last year but I'm still paying the higher balance off, but I'm no where close to a $0 balance.
May-21-2009 03:16
Joss Weatherby
Banned
Registered: May 2008
Location: The Pacific Northwest, of course
quote:
Originally posted by Krypton
I got 2 credit cards and I told myself I would pay the balance every month. That lasted less than a month. I maxed both of them out and defaulted on one of them. I cut them up last year but I'm still paying the higher balance off, but I'm no where close to a $0 balance.
Ouch, the only time I plan on doing anything where I am in debt is shorting or any sort of options that involve margins.
Other than that, nope.
May-21-2009 03:18
gehzumteufel
In your ass
Registered: Nov 2005
Location: so cal
quote:
Originally posted by Joss Weatherby
I avoid credit at all costs... I have no credit file.
I plan on purchasing everything with cash.
In the US culture and society, this is flat out dumb. You will never own a house. And owning a car through your own means, will take forever. Credit is great, when used wisely. Use it for massive purchases (ie: buying a car, house, or 20k worth of equipment) but make sure you can pay it off within 3-4 months max. If you can't, then you are doing yourself a disservice.
I am currently debt free. I dunno if the one credit card I have is still even open. I haven't used it in like 2-3 years.
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quote:
Originally posted by bas
Dual exhaust tips on dual exhaust = QUAD EXHAUST = 300 gain in horsepower. Duh
quote:
Originally posted by bas
Undies with a dickhole aren't good for guys. Your balls can get caught in them. That's why I prefer to go over the gate instead of through the fence.