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Banora
Supreme tranceaddict



Registered: Dec 2008
Location: Sushipunk Army HQ
Credit Cards

Lately I've been thinking more and more that I need a credit card for emergency purposes (and to help build up my credit a bit more). I know there was a discussion on here about credit cards a year or so ago, but I wanted to hear others opinion on cards, which ones they have and they like/dislike before I jump into getting one. I'll be honest, a credit card really freaks me out, but it seems like as life goes on I really can't skirt around not having one anymore.

Ultimately I want a card that can help me with travel and airfare, since I already do a lot of traveling to begin with.


So, anyway, pros/cons of these little plastic cards?


___________________


quote:
Originally posted by ziptnf
I probably wake up QWOPing.

Old Post Oct-16-2011 17:33  Denmark
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srussell0018
Chaostician



Registered: Dec 2006
Location: Blumsberg

I have a mastercard through my bank. Rarely ever use it.

Old Post Oct-16-2011 17:39  Ireland
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Vector A
Your petrochemical arms



Registered: Apr 2011
Location: U.S.

American Express. It's everywhere you want to be.



Old Post Oct-16-2011 17:41  United States
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Ian
Not dead yet.



Registered: Dec 2001
Location: UK

check the fees on them to make sure they suit you and make sure you have the funds to pay them off before every purchase. Doing so in full each month will definitely help your credit score.

Old Post Oct-16-2011 17:42 
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Psynon
Senior tranceaddict



Registered: Oct 2011
Location:

Visa all the way.

Old Post Oct-16-2011 17:47 
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Banora
Supreme tranceaddict



Registered: Dec 2008
Location: Sushipunk Army HQ

quote:
Originally posted by Ian
check the fees on them to make sure they suit you and make sure you have the funds to pay them off before every purchase. Doing so in full each month will definitely help your credit score.


Yeah, I've always believed in the whole 'if you don't have the cash for it, don't buy it'. I heard you're not suppose to pay the card off fully because it doesn't help your score.


___________________


quote:
Originally posted by ziptnf
I probably wake up QWOPing.

Old Post Oct-16-2011 17:47  Denmark
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LAdazeNYnights
Crossing Swords



Registered: Nov 2009
Location: Los Angeles, CA

Old Post Oct-16-2011 17:48  United States
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Meat187
Diese scheiß Katze



Registered: Dec 2007
Location: The Night's Plutonian Shore

Do you want a credit card or a credit card? If it's the latter, stay away from it.


___________________

Then stop coloring and visit Meat187's mix archive!

Old Post Oct-16-2011 17:59  Germany
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Ian
Not dead yet.



Registered: Dec 2001
Location: UK

quote:
Originally posted by Banora
Yeah, I've always believed in the whole 'if you don't have the cash for it, don't buy it'. I heard you're not suppose to pay the card off fully because it doesn't help your score.


I don't know fully, but if getting into debt or paying more for stuff is a 'good' way to build credit, you'll excuse me if i have none!

Old Post Oct-16-2011 18:10 
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Joss Weatherby
Banned



Registered: May 2008
Location: The Pacific Northwest, of course

Credit is such a fucking racket. Fuck it.

Old Post Oct-16-2011 18:35 
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srussell0018
Chaostician



Registered: Dec 2006
Location: Blumsberg

Tell us more about credit, Nou.

What kind of credit card do you use? Do you have a good credit score? I bet it'd be pretty easy for you to get a loan on a house of your own.

Old Post Oct-16-2011 18:43  Ireland
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Joss Weatherby
Banned



Registered: May 2008
Location: The Pacific Northwest, of course

quote:
Originally posted by srussell0018
Tell us more about credit, Nou.

What kind of credit card do you use? Do you have a good credit score? I bet it'd be pretty easy for you to get a loan on a house of your own.



I have no credit file. I do not exist in the system.

Old Post Oct-16-2011 18:46 
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