Got in my first car accident over the holidays and my car was totalled. Not a scratch on me or my friend that was with me, or the other driver (accident was her fault, btw).
I pay extra on my insurance for 5 year replacement cost solution, so now I'm getting a brand new car - just signed the papers today! Also, because interest rates are lower now than when I bought my other car, I will have enough money left over to pay down the remainder of my student debt!
I can't believe how well this accident worked out for me, lol.