Ok so here I am sitting at home studying/stressing for my last final tomorrow and I decide to check my bank statement (just finding something to do besides study).

Wow $-317.00. WHAT? I JUST got paid on Friday and didn't really spend that much money over the weekend, how is this possible? Oh look...some random check written for $329, a check with a number that mine don't even contain. I call the bank and I guess there's some kind of error because it was a check written to Eclipse Processing. A check written to Eclipse Processing for a telemarketing and online scam protection. LOL oh the beautiful irony!

Anyway, I wonder how long it will take to get my money back, and the money they owe me for over drafting. Wells Fargo is steep, $33 for overdrafting and $5 a day everyday there's no money.

What a crap way to go into my final

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Last edited by bas on Dec-14-2005 at 21:25

what's up.

Banks have this thing called a "credit memo" basically what that is, is if you need $$$ right away then they can put money into your account and then when the real reconciliation happens they will adjust it correctly. I know of this cuz I wrote this software feature for washington mutual bank and have used this option from BofA. so I'm sure that WF offers this as well. The basic turn around time for fraud is 1 business days. 2 at the most. But from reading your email, sounds like you were already -$21???? hehe.

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Thanks to the emergency repair needed on our car, my account is a whole lot worse!!!

But should be OK after I get paid at midnight tonight.

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quote:

Originally posted by DJFaded what's up. Banks have this thing called a "credit memo" basically what that is, is if you need $$$ right away then they can put money into your account and then when the real reconciliation happens they will adjust it correctly. I know of this cuz I wrote this software feature for washington mutual bank and have used this option from BofA. so I'm sure that WF offers this as well. The basic turn around time for fraud is 1 business days. 2 at the most. But from reading your email, sounds like you were already -$21???? hehe.

Well I had a little over 300 on Friday, spent some over the weekend...I think like 200. Then the check went through on Monday I guess...plus $66 for 2 days of overdrafting. I had money in there before I swear

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I make it a point not to let my balance go under $1000.00 and I always make sure there's $$$ in my savings for emergencies or for the "just in case."

my day started bad too. i was looking forward to it actually. hopefully, things will be better afternoon or at least tomorrow.

Yeah...

The bank should hook you up with "temporary credit" until they clear the fraud.

On another note, today started out as one of the worst days in a long time. I was sneezing like crazy, itchy throat, running nose that wouldn't stop and watering eyes. This progressively got worse to the point where I would rather not be living at the second. (bad) so I went to the Sav-On talked to the pharamcist and I got hooked up with Claritin-d. Worked pretty fast 15-25minutes. all symptoms stopped. Although I feel totally weak from all the sneezing.. Fun Fun


Yea for Wednesday

My day actually ended on a high note. I got off of work just in time to avoid loading a trailer. This Japanese dude buys 60 pallets of Pringles chips a week, 150 cases to a pallet. He drops $90,000 a week on chips alone (he spends $250,000 a week with us.) This guy is SOOOOO beyond anal and refuses to have us load the entire pallet of chips all at once, he has to have them hand stacked and exactly like his diagram dictates. It takes 6 of us 4-5 hours to load the entire rig by hand. Luckily I left just as the guy showed for the pick up.

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dude, you made me realize i had to balance my checkbook and now i'm depressed. getting paid once a month sucks and at a teachers pay at that! the holidays are also cutting into my $$$$$$.

quote:

Originally posted by RobertStern Yeah... The bank should hook you up with "temporary credit" until they clear the fraud. On another note, today started out as one of the worst days in a long time. I was sneezing like crazy, itchy throat, running nose that wouldn't stop and watering eyes. This progressively got worse to the point where I would rather not be living at the second. (bad) so I went to the Sav-On talked to the pharamcist and I got hooked up with Claritin-d. Worked pretty fast 15-25minutes. all symptoms stopped. Although I feel totally weak from all the sneezing.. Fun Fun Yea for Wednesday

There goes your Zinc and Vit. C idea

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quote:

Originally posted by DJFaded what's up. Banks have this thing called a "credit memo" basically what that is, is if you need $$$ right away then they can put money into your account and then when the real reconciliation happens they will adjust it correctly. I know of this cuz I wrote this software feature for washington mutual bank and have used this option from BofA. so I'm sure that WF offers this as well. The basic turn around time for fraud is 1 business days. 2 at the most. But from reading your email, sounds like you were already -$21???? hehe.

jesus... this guy mike knows it all!

hey mike... umm... where do babies come from?

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quote:

Originally posted by Junior Chavez jesus... this guy mike knows it all! hey mike... umm... where do babies come from?

Careful there Chavez, he might post pictures

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