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Insurance companies. (pg. 2)
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| trance4life627 |
One 15-minute call to GEICO Direct could save you 15% or more on
car insurance! |
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| Floorfiller |
hell i work for the devils and i hate them too hehehe...
ok but seriously...if you qualify for the good student discounts, atleast with my company, it takes away any age penalty by rating you as an adult... |
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| jonze234 |
| quote: | Originally posted by Floorfiller
hell i work for the devils and i hate them too hehehe...
ok but seriously...if you qualify for the good student discounts, atleast with my company, it takes away any age penalty by rating you as an adult... |
i think that stereotype is based off the belief that if you are good in school then you probably dont have any friends to go out with and fock stuff up. |
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| Zenchowdah |
| quote: | Originally posted by Psionic
Wtf? $342/month? Where do you live? Most 18-25 yr old men need to pay like $1200 per year for car insurance. |
car is financed, so collision and comp are mandatory. |
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| butterfly |
| i switched insurance companies this week and i saved $700. that made me very happy. |
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| trunks1022 |
| quote: | Originally posted by Psionic
Wtf? $342/month? Where do you live? Most 18-25 yr old men need to pay like $1200 per year for car insurance. |
not if you live in new york city
it's ~3000 a year for male in 18-25 range |
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| Nautilus |
take advantages of all the discounts you can...
if you live with your parents convince them to insure their home and cars all with the same company. you'll get multi-car and auto/home discounts which help A LOT! also, ask about any discounts you may get for being a student or having a social job such as a nurse, teacher, cop, firefighter... etc. have your insurance agent name off all the discounts there are too see if you qualify for any. |
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| trunks1022 |
| quote: | Originally posted by Nautilus
take advantages of all the discounts you can...
if you live with your parents convince them to insure their home and cars all with the same company. you'll get multi-car and auto/home discounts which help A LOT! also, ask about any discounts you may get for being a student or having a social job such as a nurse, teacher, cop, firefighter... etc. have your insurance agent name off all the discounts there are too see if you qualify for any. |
a really good discount is any defensive driving course you can get... it reduces points on your license (if you had any for prior violations), but most importantly reduces your premium by a certain percentage... ny it's 10% off premium |
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| Arbiter |
Insurance is a scam on par with pyramid schemes in my book.
These companies prey upon people's fear of disaster to con them out of large sums of money. For the vast majority of people, the amount they would have had to pay if they didn't have insurance will never ever begin to approach what they end up paying for insurance.
"Peace of mind" they call it - well I don't buy that but I'd be happy to give them a piece of my mind for a much more reasonable price.
There is this strange concept where you can "save up" money instead of spending it all, where you can live and behave intelligently, with due caution and prudence, and where if and when you end up in a situation where you've got a major expense to pay, you take a little personal responsibility for it instead of whining about how it was "chance" and deal with the expense yourself. The insurance con artists would have you believe that this is some sort of terrifying and horrible experience but I just call it "life."
You either make decisions, and you live with the consequences, or you join this idiotic scheme where everybody still makes their own decision, but everybody deals with everybody else's consequences. I don't know about any of you, but I'd rather have my financial expenses in my own hands, rather than in the hands of every other idiot who happens to land in the same demographic. I'd rather deal with the consequences of my own life and my own decisions, rather than deal with the consequences of other people's lives and other people's decisions who share some superficial similarity to me.
The reality is that insurance is the enemy of personal responsibility. The only people it ought to appeal to are fools and cowards. |
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| Floorfiller |
always say you use the vehicle for an amount under 7500 miles a year and as a "pleasure" vehicle. tell them you take the bus to school or something...
also depending on which company you are with...the guidelines for getting out of an indemnity category can be pretty difficult...but if you've had insurance for a continuous 5 years and a clean driving record that amount of time...look for quotes from other insurance carriers if you had tickets and accidents before because if you get written in a high risk category...chances are they won't take the time to rewrite your policy for you if you know what i mean... |
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| DJ Cinos |
This is why you don't get insurance anymore than necessary. NONE AT ALL. You save up enough money to pay for whatever happens by not paying for insurance.
And say, if that situation of crashing into some idiot and seriously damaging her happened... I'd simply do another small bump and finish her off so nobody can tell the story in her favor. Of course this wouldn't work in an area with many witnesses. :( |
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| eye_03 |
| the longer you are a safe driver, the lower your premiums |
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