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I hit another car... :( (pg. 2)
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| Moral Hazard |
| quote: | Originally posted by vinny_vegas
Is she the not-at-fault party? I don't know if that's the case here. I would settle privately. I've done it before. It's the cost of doing business. Get the quote, pay it directly the repair shop. be done with it. No reason to get insurance involved. |
Monkey is the at fault party. What I'm saying is that if I were the lady she hit I'd want to claim against my own policy (under Direct compensation) rather then settling privately. I can trust my insurance company, I cannot say the same for the person who rear-ended me. |
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| Killah Monkey |
Wow... honest and very nice people in this town...
They found a place that is $495... and they declined me offering to pay for a rental vehicle...
geez...
but thanks moral hazard... I will definately get them to sign a waiver...
ya never know |
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| vinny_vegas |
Oh yes absolutely I would do the same.
I would be screaming my neck, my back...
Ohhh
the agony. I would milk it for all it's worth.
I would cry out how am i going to go to wemf and dance around in my pink furry pants. My life is over. :( |
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| Killah Monkey |
| quote: | Originally posted by E2EK1EL
Sorry to hear about that, I almost did that once when I first started driving. It's all about exp and what you learn.
At least your no one hurt, that's the main point |
I've been driving for 10 years and I probably drive twice as much as most people do in one year, but sometimes you just get lazy... it was a regular corner that I turn... I think most accidents happen within 10km of your home right? |
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| E2EK1EL |
| quote: | Originally posted by Killah Monkey
I've been driving for 10 years and I probably drive twice as much as most people do in one year, but sometimes you just get lazy... it was a regular corner that I turn... I think most accidents happen within 10km of your home right? |
That's what I heard. But, it's true ... you tend to get lazy near the home stretch. I wasn't assuming you were a new driver, happens to everyone and I was just giving you an example which I had that was like yours. |
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| Cosmic Fur |
| Parking is my nemesis. My very expensive nemesis. |
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| dallastar |
| quote: | Originally posted by Killah Monkey
OK, So I am waiting to turn right at this light that I am used to turning at... I look to see that the way is clear and I gun it assuming the person in front of me has gone... oops... I bumped into her...
I am such an idiot.
Minor damage... about $600 to their car... My car is fine...
Question is, should I settle outside of insurance? |
yes definitly!!!! |
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| Fir3start3r |
| quote: | Originally posted by E2EK1EL
Sorry to hear about that, I almost did that once when I first started driving. It's all about exp and what you learn.
At least your no one hurt, that's the main point |
+1
That's does suck btw...
I agree with everyone else, just suck up the $600 and move on. :sadgreen: |
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| rabbitjoker |
| If you go the private route, make sure to write up a settlement document outlining what you have done (repaired the car) and releasing you from future claims (property or personal). |
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| dallastar |
| quote: | Originally posted by rabbitjoker
If you go the private route, make sure to write up a settlement document outlining what you have done (repaired the car) and releasing you from future claims (property or personal). |
excellent suggestion! |
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| shanny |
| quote: | Originally posted by rabbitjoker
If you go the private route, make sure to write up a settlement document outlining what you have done (repaired the car) and releasing you from future claims (property or personal). |
That is a good idea, but from personal experience I can tell you that contracts like this often are not all that they would appear to be.
It is still possible to get screwed. The ontario court system does not give much help in honouring these type of agreements. |
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| VERTiG0 |
| If I may ask, Lindsay, was this on or near King Street? Everybody I know who has had an accident has had one happen turning onto King from one of those sidestreets. |
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