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Creditors
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| {b.s.e.} |
so i just received a call from some woman who's name begins with an 'M', i can't remember what it was, but we'll say it's for security issues. it seems i ran up an overdraft of about 400 dollars at my ex-homebranch of TD Canada Trust. The balance owing is now 517.something. I haggled with her and she let me know that if i pay a one time lump sum, she'll clear the account for 253.64 and my credit will return to normal after a few weeks. I've owed this money since Feb '03.
so, in closing, don't pay off your loans and wait the creditors out. they will drop your balance to below what you borrowed in the first place, just to get some money out of you. this is even after they tried to strongarm money out of me 6 months ago, and threatened to send bailiffs to my door and serve me with small claims court papers.
harley 1
capitalism 0
:P |
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| tu_face |
| sorry, people don't tend to about like that over here. if you owe money, often they will lend you more money to pay off the money though :rolleyes: |
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| {b.s.e.} |
| quote: | Originally posted by tu_face
sorry, people don't tend to about like that over here. if you owe money, often they will lend you more money to pay off the money though :rolleyes: |
no need to aplogise :p |
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| Boomer187 |
| thats the worst thing you could have done. They lied about your credit. My old roommate did the same exact thing 3 years ago. yea he is still rebuilding credit. |
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| {b.s.e.} |
| quote: | Originally posted by Boomer187
thats the worst thing you could have done. They lied about your credit. My old roommate did the same exact thing 3 years ago. yea he is still rebuilding credit. |
well, then em. i haven't given them a cent yet |
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| Boomer187 |
| quote: | Originally posted by {b.s.e.}
well, then em. i haven't given them a cent yet |
thats the spirit. |
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| tribu |
| quote: | Originally posted by {b.s.e.}
well, then em. i haven't given them a cent yet |
Credit - 2 :( |
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| kid nyce |
| not for nothing but u shouldn't be holding plastic if you aint responsible with it. you can refer to this post when your credit is fuked and you cant get a mortgage for your house. Then you'll be able to get a mortgage on ur house and end up paying interest for the rest of your life. Sorry but I've built my credit up pretty nicely, thats something I dont like to fuk with. |
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| PhloTron |
| god forbid you'd ever want to try and get a home loan or something big like that down the road... |
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| {b.s.e.} |
| quote: | Originally posted by kid nyce
not for nothing but u shouldn't be holding plastic if you aint responsible with it. you can refer to this post when your credit is fuked and you cant get a mortgage for your house. Then you'll be able to get a mortgage on ur house and end up paying interest for the rest of your life. Sorry but I've built my credit up pretty nicely, thats something I dont like to fuk with. |
:clown: thanks, grandpa. |
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| {b.s.e.} |
| quote: | Originally posted by PhloTron
god forbid you'd ever want to try and get a home loan or something big like that down the road... |
OH NO NOT MY CREDIT
i'll pay for my house in cash, thank you. |
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