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H & R Block: Is it true?
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| DJ El Kay Dee |
is it true that if u walk into H&R Block with ur Tax stuff, u walk out with ur refund instantly?
if not, who does it instantly??? |
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| PartEgurl |
| Yes they give you the cash right away, but I am pretty sure there is a charge for that, I think I paid an extra 40$ last year to get cash back. |
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| disko-kandi |
what i would like to know is whether or not this could be a way around from the gov't (not CIBC Student Loan Ctr.) taking my money that i still owe them from student loans. last year i had my taxes done through an accountant and instead of receiving my few grand i only got a few hundred!!!! back b/c they just decided to serve themselves to my 'paycheque'. :whip:
so if H&R pays you right away they could not take my cash, right? or am i wrong to assume this? |
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| baystreetboi |
From H&R's site:
"We prepare your tax return and verify how much money you have coming back from CRA."
If they are "verifying" how much money is coming back to you from CRA, I would assume this means they are accessing your account with CRA and they would notice right away if you have oustanding amounts owing and would deduct those as appropriate. |
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| disko-kandi |
| quote: | Originally posted by baystreetboi
From H&R's site:
"We prepare your tax return and verify how much money you have coming back from CRA."
If they are "verifying" how much money is coming back to you from CRA, I would assume this means they are accessing your account with CRA and they would notice right away if you have oustanding amounts owing and would deduct those as appropriate. |
thanks for the info!!! i guess there's no way around it then. but still ...grrrr :whip: |
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| Jayx1 |
| File it yourself and if you do it electronically you get your refund within a week and its free |
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| baystreetboi |
Well, as nice as it may be to get a refund, if you have outstanding loan payments that are past-due, why should you be entitled to a full refund? You're reneging on your end of the loan agreement, so the government is going to use whatever means it can to recoup its loses.
Since you owe the government money, the refund was never really "your's" in the first place. |
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| MarkT |
| quote: | Originally posted by Jayx1
File it yourself and if you do it electronically you get your refund within a week and its free |
absolutely...I've netfiled myself for the last several years and always had my refund in under 2 weeks. |
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| dallastar |
I went to H&R Block and NO I never ended up getting a bloody return! JERKS! so I wouldn't be able to tell you!
I just thoguht I would give my opinion, and I just ask my Accountant (dad's girlfriend ) to do it for me!:toothless and last year I got 1700$$ back!:tongue2 |
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| disko-kandi |
| quote: | Originally posted by baystreetboi
Well, as nice as it may be to get a refund, if you have outstanding loan payments that are past-due, why should you be entitled to a full refund? You're reneging on your end of the loan agreement, so the government is going to use whatever means it can to recoup its loses.
Since you owe the government money, the refund was never really "your's" in the first place. |
yea sure i understand your point.
ok, here's another scenario; perhaps u can give me your opinion on this:
...b/c i didn't file my EI within the 4 week 'deadline' (which is a complete joke btw) after being laid off from my last job, i cannot apply/ appeal for those missed out payments (within the timeframe of when i was laid off to the time i actually decided to apply), which amount to about $4000. (i didn't apply right away b/c i thought i would be back in the workforce in no time but things changed for a number of reasons...)
can anyone explain this rationale? it's my money that i worked for and that was automatically deducted from my paycheques, so why should there be a deadline to apply for EI when it is supposed to serve as a safety net when unemployed? where's the sense in this? ...no retroactive payments. basically, in my understanding, the gov't stole from me! ...that's basically the money i would have put toward the outstanding debt with them. back to square one!!! :mad: |
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| baystreetboi |
| quote: | Originally posted by disko-kandi
yea sure i understand your point.
ok, here's another scenario; perhaps u can give me your opinion on this:
...b/c i didn't file my EI within the 4 week 'deadline' (which is a complete joke btw) after being laid off from my last job, i cannot apply/ appeal for those missed out payments (within the timeframe of when i was laid off to the time i actually decided to apply), which amount to about $4000. (i didn't apply right away b/c i thought i would be back in the workforce in no time but things changed for a number of reasons...)
can anyone explain this rationale? it's my money that i worked for and that was automatically deducted from my paycheques, so why should there be a deadline to apply for EI when it is supposed to serve as a safety net when unemployed? where's the sense in this? ...no retroactive payments. basically, in my understanding, the gov't stole from me! ...that's basically the money i would have put toward the outstanding debt with them. back to square one!!! :mad: |
I imagine the reasoning behind the 4 week limit goes something like this:
EI is at its most basic level an insurance plan. The money you pay in isn't really "your's" to get back out again. As an insurance plan, it's only there to help you out when you really need it. (This explains why if you earn over a certain amount in a year that you also collect EI, you have to repay some since you probably didn't need it all that much). If 4 weeks have passed and you still haven't filed a claim, chances are you don't REALLY "need" it all that much and so as a form of insurance, it's not really required and will therefore not be paid out to you. |
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| disko-kandi |
| quote: | Originally posted by baystreetboi
I imagine the reasoning behind the 4 week limit goes something like this:
EI is at its most basic level an insurance plan. The money you pay in isn't really "your's" to get back out again. As an insurance plan, it's only there to help you out when you really need it. (This explains why if you earn over a certain amount in a year that you also collect EI, you have to repay some since you probably didn't need it all that much). If 4 weeks have passed and you still haven't filed a claim, chances are you don't REALLY "need" it all that much and so as a form of insurance, it's not really required and will therefore not be paid out to you. |
hmmm...thanks again for your 'reasonable' response. i guess there's nothing i can do now (and believe me i've tried!). ...another hard lessons learnt from being naive and good-hearted. |
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