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Which Bank company do you use? (pg. 4)
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| malek |
| quote: | Originally posted by dEsidEL
i still think they make fan more in commericial banking and other sectors, ie. securities, lending, etc. retail seems so peanuts !!
btw. isn't parts of Laurentian owned by TD now as well ? lol :D
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its possible, i thought it was Desjardins who owned most of it :D
anyhow, as soon as I can get rid of my Laurentian account I will.
oh the benefits to have a family member working for a bank (national bank). :D:D:D |
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| baystreetboi |
| quote: | Originally posted by malek
i don't think they do, personal banking is their cash cow, all these 7-8$ everyon pays per account adds up man:)
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Sure personal / domestic banking may be a cash cow, but it's not from a result of these day to day fees, it's interest on loans and mortagages.
I just had a quick look at Scotiabank's 2004 revenue figures.
Total revenue: $9.8 billion.
Revenue from cards and deposit / payment services (which pretty much covers any of your day-to-day bank fees) totalled $877 million, or about 9% of total revenue.
I'm sure the other banks wouldn't be dramatically different either. |
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| rabbitjoker |
I just transferred all my money to the National Bank of Nigeria.
I got an email that said I could get part of some hidden millions if I helped out some former gov't officials there... :) |
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| Billche |
| bmo. my brother works there so I get a few bonuses for dealing with them. |
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| walkindude |
| quote: | Originally posted by rabbitjoker
I just transferred all my money to the National Bank of Nigeria.
I got an email that said I could get part of some hidden millions if I helped out some former gov't officials there... :) |
HHAHAHAHAH!!!! that is HILARIOUS! I get those fcuking emails all the time... |
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| AdReNaLiNa |
| quote: | Originally posted by smuncky
well i had a youth account, and when i turned 18, they told me to change it to a regular one, which there was no point in doing for me |
my youth account at Royal went on past 20, i'm 23 now and they just added a service charge recently.. i vented for a bit but then accepted the fact that 3.50/mth is not so bad:p |
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| dallastar |
^TD canadatrust baby
Td Waterhouse~
:D |
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| zoogla |
| quote: | Originally posted by malek
between you and me, those charges are a scam ;) Its the principal reason why banks are creating record profits. It cost a hundred time less to make an operation with an ATM than with a human being. There's absolutely no reason to up the prices on their "packages" the way they do. |
France is awesome...you can withdraw from ANY bank's ABM with no extra charges. |
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| malek |
| quote: | Originally posted by fayraree
France is awesome...you can withdraw from ANY bank's ABM with no extra charges. |
exactly... the ABMs are a sacrifices that the customers is willing to make in order to save money for the bank (not pay fees). Not the other way around. |
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| TrueToTheCrew |
| quote: | Originally posted by rabbitjoker
I just transferred all my money to the National Bank of Nigeria.
I got an email that said I could get part of some hidden millions if I helped out some former gov't officials there... :) |
LOL. I actually knew some idiot at my work who lost 8K believing that . |
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| TrickDaddE |
| The only legal Crooks.... oh and insurance companies and the Government too. But they all suck each other off on a regular basis to see have much more they can f**k us up the A**! |
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| RobbyG. |
| quote: | Originally posted by Pettiscool
thats $0 for that account with pc financial which uses cibc machines |
Yeah THAT is why I was so tempted to switch from BMO to PC...I also have a mortgage with BMO and when I was thinking of switching banks when my mortgage was due, the BMO Mortgage officer was throwing all these added freebies & low rate just to keep me.The only think I HATE about BMO is that my normal branch at East York Town Center is discusting & they removed their outdoor ATM so I can't use the Mall ATM unless its open:mad:....For this reason alone I may change to the other banks in that mall because they HAVE access to their ATMs outside the mall...ing banks nickel & dime you for using the OTHER banks machine is total robbery:whip: |
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