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its that time!!!!
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| Trancealot |
well I graduated college and got a JOB:whip:
Now my parents are teachers and school is about to begin and they are kicking me not just out of their cars finally but even insurance so its time for me to get my first car by the end of August!!!
Its time for some adivce from TA who have did financing before.
Situation I have 8k,make 380/week during the temp period until Nov then getting the real deal salary!
at first I was like man I will wait for the BMW and get some car for 3 months but in reality its not worth it. Now I went to dealerships and looked at cars that were too much or ish I did not even want. Then today at 7pm it happened. This dealer told me the top honda civic(EX) for with 3k down and its 300/month and its all mine!
Reason why it make sense to me.
1)will save mad money over the time that I have as compared to leasing a bmw or nice car for 3 years then I can afford that nice car 5 years from now or anything else.
2)I can drive 20k/year or more which I need 18/k year just for work(70 miles a day round trip)
anyone know if this sounds too good to be true, or maybe tips to lower the 300/month the dealer said for finance.
2005 Honda civic EX automatic 4 cyl. Comes with mad goodies like sun roof and 6-cd and power ish.
I have 2-3 weeks until the deadline of buying any car I need for work:conf: |
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| Xenocreator_PG_ |
| save money to travel the world. |
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| Floorfiller |
| if i was you i'd just get a nice used car while you're doing that commute...until you can either move closer to work or something like that because that's a lot of miles to put on a brand new car |
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| klingklang77 |
are you financing or leasing? leasing, imo is a waste of money.
i dont think 300 a month is bad, but you can get a crap new car and not a honda and save some money to move out of the house, b/c living at home sucks! |
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| Trancealot |
| quote: | Originally posted by Floorfiller
if i was you i'd just get a nice used car while you're doing that commute...until you can either move closer to work or something like that because that's a lot of miles to put on a brand new car |
move!! man slow down!! next you'll say when I am getting married to my GF. BTW she wants a GS 300 lex suv. I told her when I get my nice car you'll get yours:toocool: |
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| Trancealot |
| quote: | Originally posted by klingklang77
are you financing or leasing? leasing, imo is a waste of money.
i dont think 300 a month is bad, but you can get a crap new car and not a honda and save some money to move out of the house, b/c living at home sucks! |
finance!!! 20k a year more worth it!! |
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| apostrophe |
the minute you drive a new car off the lot, it depreciates in value...a lot.
i'd go with floorfiller, get a used car to start out, i'm sure you could get a better deal (even with your said goodies) and then, you're not killing a brand new car driving it into the ground. |
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| Trancealot |
| quote: | Originally posted by apostrophe
the minute you drive a new car off the lot, it depreciates in value...a lot.
i'd go with floorfiller, get a used car to start out, i'm sure you could get a better deal (even with your said goodies) and then, you're not killing a brand new car driving it into the ground. |
I can't take that chance with a used car. Plus the warranty will last me. 70 miles a day and the car gets 400-500 per tanks so thats like 1 tank a week. Not killing the car just yet untill lets say 3-4 years but thats 3-4 years away and by that time I will have the green saved up for the better car or move or whatever I need at the time |
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| Trancealot |
| the goodies were incentvies. but 300/month is very inticing for me because thats def affordable in my range. 1 week of work and I have payed the monthy payment. I forgot about insurance but those are twice a year. I gotta get sleep but I will def see what else people say. peace |
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| arturob |
leasing is good if you do not care about owning the car, or have the need/pleasure of changing cars every 3/4 years; without putting a lot of miles in the long run.
i personally lease, and do less than 12,000/year (usual lease mileage agreement)
at the moment i have a '05 nissan altima, but looking into changing to a 525ix.
artur |
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| Xenocreator_PG_ |
buying a new car is a great idea man. You should get a fast one with a turbo & pay massive amounts of insurance!! 
You should also smoke dope. it is good for your 'image'. Chicks dig junkies. Especially if they have track marks up their arms; cooler than tatoos seriously.
Kids should never invest their money at such a young age. that is reduculas. |
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| Orbax |
| quote: | Originally posted by Xenocreator_PG_
save money to travel the world. |
Smartest advice youll get. |
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