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Alternative student loan?
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| ali92 |
Basically, I need to pay for my housing (roughly 12000 USD for the upcoming academic year) & need a student loan, however I have no credit & no-one I know has good credit nor is willing to co-sign.
I would need this loan in 13 days. Am I royally screwed at this point? There is no on-campus housing so I had to resort to off-campus housing, and signed a lease on 30 July (however they told me they could cancel it if I don't have financial proof that I can pay for it). The thing is, if I cancel, is it even possible for me to find other housing and if so, what are the chances that I would qualify for even half of that amount, considering the aforementioned credit situation? |
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| Ian |
| you're right royally ed |
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| ikhouvanu |
| At the moment, you're screwed :( but I hope someone can help. |
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| _Nut_ |
1k a month on housing? That is not college living unless you live in downtown Chicago and goto UIUC where you are renting a nice 400sq ft studio 20 floors up the skyline.
Seriously..... I lived in a nice place... 3 bedroom and 900 total.... |
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| Omega_M |
| I live in a 3 bedroom and we pay a total of 575/month. |
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| tubularbills |
you can get federal student loans, without having credit. the stafford sunsidized and unsubidized are geared towards that.
if someone had filled out their FAFSA back in march/april, you wouldn't have been in this mess.
oh well, sallie mae and 19% interest rates for you, ha! |
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| ali92 |
| quote: | Originally posted by tubularbills
you can get federal student loans, without having credit. the stafford sunsidized and unsubidized are geared towards that.
if someone had filled out their FAFSA back in march/april, you wouldn't have been in this mess.
oh well, sallie mae and 19% interest rates for you, ha! |
Uh, I filled those out & all that money goes to tuition only. |
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| Omega_M |
man, I sure do hope something works out for you. Good luck.  |
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| tubularbills |
| quote: | Originally posted by ali92
Uh, I filled those out & all that money goes to tuition only. |
welp, you're boned.
get ajob. |
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| yujie__ |
| Have you try mafia loans or go off the grid for awhile? |
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| ali92 |
| quote: | Originally posted by yujie__
Have you try mafia loans or go off the grid for awhile? |
What do you mean 'go off the grid'? |
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| Omega_Blue |
you're a girl, right? prostitution.
you could always try to get your parents to cosign on a student loan from your bank. |
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