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cor cribs: destination Oklahoma (pg. 7)
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| thecreator |
| Lol I was trying to hate it but well done mate....So when's the first rave? I think you should just make all three rooms a dj booth and sleep in your garage.Cheers mate,and make sure you do some home improvement.That fan looks like something strait out of a fun house...and that 's not fun |
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| malek |
| quote: | Originally posted by tubularbills
:wtf: :wtf: :wtf: what kind of down payment did you pay to have your monthly mortgage on a $320k house be only three hundred and seventy three dollars?!?!?!?!!? |
20% with 1.75% intrest rate, god bless the wife working at a bank:wtf:
p.s. 373$ is the minimum payment, if I keep doing that the amount owed won't decrease. |
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| gehzumteufel |
| quote: | Originally posted by malek
20% with 1.75% intrest rate, god bless the wife working at a bank:wtf:
p.s. 373$ is the minimum payment, if I keep doing that the amount owed won't decrease. |
Ahh you have an interest only loan. Makes sense now. What do you ACTUALLY pay each month? And holy on the interest rate. Even when I worked at Wells Fargo, we only got a 1% discount. |
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| Renzo |
1.75 interest?
Seems like you have an option ARM. |
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| malek |
| quote: | Originally posted by Renzo
Seems like you have an option ARM. |
whats that? we're in canada, things are different here.
I'm sorry, it's actually 1.5% now. Its half of the prime rate + 2%. |
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| gehzumteufel |
| quote: | Originally posted by Renzo
1.75 interest?
Seems like you have an option ARM. |
Notice he said his wife works for the bank. ;) |
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| gehzumteufel |
| quote: | Originally posted by malek
whats that? we're in canada, things are different here.
I'm sorry, it's actually 1.5% now. Its half of the prime rate + 2%. |
Option ARM is what got these ing idiots in these houses they can't afford. There are 4 ways to pay. Negative amortization, Interest only, 15yr amortized, and 30yr amortized. Most only paid the negative amortization payment. |
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| malek |
| quote: | Originally posted by gehzumteufel
Option ARM is what got these ing idiots in these houses they can't afford. There are 4 ways to pay. Negative amortization, Interest only, 15yr amortized, and 30yr amortized. Most only paid the negative amortization payment. |
we don't have that negative amortization thing here... only 10-15-20-25-30 years and interest only (but with a time limit of 20 years). |
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| gehzumteufel |
| quote: | Originally posted by malek
we don't have that negative amortization thing here... only 10-15-20-25-30 years and interest only (but with a time limit of 20 years). |
Yeah, negam is dumb. You aren't even making the interest amount. And the extra just gets added to the end of the loan. |
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| tubularbills |
| dude, 20% of $320k? holy . :eyespop: :eyespop: :eyespop: |
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| malek |
| quote: | Originally posted by tubularbills
dude, 20% of $320k? holy . :eyespop: :eyespop: :eyespop: |
i had a condo before, made some equity off of that... :p |
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| tubularbills |
| still....:eyespop: :eyespop: |
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