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Bankruptcy Question (pg. 7)
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| inconspicuous |
| quote: | Originally posted by jennypie
Really? Schizophrenics and bipolar people can avoid it? What about the extremely depressed? You think they can avoid it?
Take some meds, right? Who do you think pays for those meds? Do you think they're cheap? |
Like I said--there are definitely some who can't. Those would be the ones who can't. |
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| Silky Johnson |
Well you said you have no sympathy for MOST of them. And I'm telling you that MOST of them require more social support/therapy/help than is available to them. And MOST of them are NOT, nor will they ever be of sound mind to be able to do for themselves.
Believe me, as I said, I used to think the same way...until I did my mental health rotation and learned the reality of it. |
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| Slylee |
try to find another credit card with a lower finace rate and pay it off with that one?
if you have no credit, you should ask your parents (or someone you know with great credit) to add you to one of their major credit cards as an authorized user. they don't have to actually give you access to the card, but just having you as a user will automatically increase your credit score.
other than that, just look for a job and make money and consolidate your debt with one of those companies and start building your credit.
another good trick to building your credit is applying for a small personal loan (like 500-1000 bucks) and just put that money aside and use it to pay the loan right back in a timely manner. it'll show as a positive account on your report. you'll pay interest, but it'll build your credit. |
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| inconspicuous |
| quote: | Originally posted by jennypie
Well you said you have no sympathy for MOST of them. And I'm telling you that MOST of them require more social support/therapy/help than is available to them. And MOST of them are NOT, nor will they ever be of sound mind to be able to do for themselves.
Believe me, as I said, I used to think the same way...until I did my mental health rotation and learned the reality of it. |
some homeless people are debilitated by handicaps (physical and mental) that prevent them from being productive. there are also those who, at best, choose not to try to be productive. I think there are more of the latter, you think it's the opposite. |
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| Silky Johnson |
| I don't think, I KNOW, for a fact. |
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| Azz3D |
Here's an example:
I think any one of those bums could be a Walmart greeter:
* They utter a phrase and make eye contact if you're within a 2-foot radius - Those should be the only requirements for this position
* They stand in one spot all day long without being bored
I rest my case :D |
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| inconspicuous |
| quote: | Originally posted by jennypie
I don't think, I KNOW, for a fact. |
If you have stats, fine. I don't. I'm just guessing. It depends on what they consider 'disability,' though. There's a difference between abnormal and incapacitated.
being 'below average' or even depressed isn't an excuse, imo. there are so many programs & services out there to at least give these people a running start that the 'I can't do it' mentality isn't excusable. On the other hand, as you mentioned, there are those with conditions like severe bipolar disorder with mania or schizophrenia who, even with the best care, are not able to do much by way of normal contribution to society. |
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| Silky Johnson |
| Addiction is a big one too, which also falls into the spectrum of mental illness. |
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| Slylee |
are we talking about having sympathy for homeless people now?
i usually feel sorta bad for them and i've given a dollar here and there if i had it. i bought a bum a 6 pack one time too lol my bf hates bums and never feels sorry for them so we get into these convos pretty regularly. i'm with jenny. lots of them are war veterens with mental disorders and it's a lot easier said than done to say "oh get a job, there's services available to you, bla bla bla" it's sad. |
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| inconspicuous |
| quote: | Originally posted by jennypie
Addiction is a big one too, which also falls into the spectrum of mental illness. |
It's something that can be managed, even if it's biological and can't be 'overcome,' so I'm not going to give that a pass. Hard, yes. Unreasonable, no. |
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| Silky Johnson |
| quote: | Originally posted by inconspicuous
It's something that can be managed, even if it's biological and can't be 'overcome,' so I'm not going to give that a pass. Hard, yes. Unreasonable, no. |
Are you ing kidding me, dude? Try working with these people and tell me it's easy to manage, lol. There are so many factors at play, an no it is NOT easy to manage. |
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| Slylee |
| quote: | Originally posted by jennypie
Addiction is a big one too, which also falls into the spectrum of mental illness. |
this is one "mental illness" that i have a hard time sympathizing with, even though i have a borderline addictive personality. i just cannot for the life of me understand how people cannot control their addictions. |
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