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LOL, My car has bad luck (previously watch how I get screwed by life again...) (pg. 9)
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View this Thread in Original format
| ChemEnhanced |
| quote: | Originally posted by StereoPrincess
i am sorry but in this case, this is just the biggest bunch of bull i ever read.
the only lesson here is to never trust anyone with anything. and to fix the problem all you can do is take it up the ass from people because they have tons of lawyers in their pocket and you got nothing but a 1600 dollar repair on your hands.
i don't trust the courts to do the right thing, i don't trust the guy to do the right thing and basically people in general are made to take advantage of situations and not take the blame for their actions if they have a chance at it. |
The reality is that something like this will never be seen by a lawyer nor would it see the inside of a court room. If you were to make a claim against the business then the liability insurance carrier would handle the claim. As long as they are liable for the damages then they would cover the costs. |
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| StereoPrincess |
| quote: | Originally posted by ChemEnhanced
The reality is that something like this will never be seen by a lawyer nor would it see the inside of a court room. If you were to make a claim against the business then the liability insurance carrier would handle the claim. As long as they are liable for the damages then they would cover the costs. |
do you think i should go through my insurance for this?
do you think that i should make an accident claim with the police also?
PS. Basically that's the whole reason why I am so bummed by this whole situation. It really is going to cost these people nothing and I get ed. |
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| ChemEnhanced |
| quote: | Originally posted by StereoPrincess
do you think i should go through my insurance for this?
do you think that i should make an accident claim with the police also? |
there is no need to go to the police. If you go through your own insurance then you will have to pay your deductible. However, your insurance company will try and subrogate against the at fault party for this and you should recoup your deductible.
I would suggest putting a claim through the at fault party first and if you get no where with them then go through your own insurance. Make sure you keep all paper work and take photographs of the damages. |
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| StereoPrincess |
| quote: | Originally posted by ChemEnhanced
I would suggest putting a claim through the at fault party first and if you get no where with them then go through your own insurance. Make sure you keep all paper work and take photographs of the damages. |
obviously they are being uncooperative, so is there a way to find out the policy and insurance company of a business? |
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| ChemEnhanced |
| quote: | Originally posted by StereoPrincess
obviously they are being uncooperative, so is there a way to find out the policy and insurance company of a business? |
I would speak to the owner and ask that they provide you with their insurance information or else you will have to take legal action. I would also send them a letter requesting this information. |
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| ChemEnhanced |
| quote: | Originally posted by ChemEnhanced
I would speak to the owner and ask that they provide you with their insurance information or else you will have to take legal action. I would also send them a letter requesting this information. |
If that doesn't get you anywhere then report it to your insurance company. Businesses tend to take things a little more seriously if the insurance company is requesting this information. |
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| rabbitjoker |
We delivered a letter last week demanding repair and they flat out refused to deal with us and asked us to leave the property.
Our only option is to go to small claims. Our insurance company will not have any more success recovering the deductable - since the owner will not deal with us.
I am also hesitant to go through our insurance company as it may impact future insurance rates. |
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| ChemEnhanced |
| quote: | Originally posted by rabbitjoker
We delivered a letter last week demanding repair and they flat out refused to deal with us and asked us to leave the property.
Our only option is to go to small claims. Our insurance company will not have any more success recovering the deductable - since the owner will not deal with us.
I am also hesitant to go through our insurance company as it may impact future insurance rates. |
Its not a collision claim so it shouldn't impact future insurance rates. The insurance company will most likely have more success in recovery then yourself.
When someone is beign difficult then really the only options you have are to go to small claims court or deal with your own insurance company.
Having dealt with many business owners that are like this...I can feel your frustration. |
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| English Rachel |
| quote: | Originally posted by StereoPrincess
i am sorry but in this case, this is just the biggest bunch of bull i ever read.
the only lesson here is to never trust anyone with anything. and to fix the problem all you can do is take it up the ass from people because they have tons of lawyers in their pocket and you got nothing but a 1600 dollar repair on your hands.
i don't trust the courts to do the right thing, i don't trust the guy to do the right thing and basically people in general are made to take advantage of situations and not take the blame for their actions if they have a chance at it. |
Not all people but yes, this is ing awful. I can't believe they won't even speak to you about it. Unreal. |
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