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Can we talk about people who live beyond their means? (pg. 12)
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| PivotTechno |
| quote: | Originally posted by Floorfiller
i think we should extend this thread beyond just finances and lump in people that just make terrible life decisions.
i work with a few girls that have real ed up families and the ALWAYS have drama in their lives, but i really can't say i feel sorry for them because in a lot of ways they basically bring it on themselves.
always talking about how they want a nice guy bla bla bla, but then ing around with guys that the KNOW are married and .
always quick to loan their ty family members money (i'm not talking about $50.00 bucks, i'm talking cashing in 401K's and give thousands).
getting pregnant by dead beat's that are just going to move on to the next skank and never pay child support.
they do it to themselves man. every time.
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People tend to repeat their conditioning, until they learn not to. |
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| OrangestO |
| quote: | Originally posted by AnotherWay83
i dunno man. just because you can't easily attach a monetary value to your memories and experiences, or perhaps have something tangible in front of you as a reminder or signifier of some sort, doesn't mean they're worthless, as you seem to be implying. maybe in your particular case as per your own assessment, it was all stupid and easily forgettable and that sucks. but for me all the good times i had in my earlier days, even tho they cost a heck of a lot, were totally worth it and if i had to go back i'd do it (and them :D) again.
now if you were to argue that the same amount of fun could've been had for much cheaper, that would be more interesting. but you can always chalk that up to "being young and clueless" :stongue: |
Oh yea, don't get me wrong, I had a blast and won't forget the memories.
It's funny, because there was another dude in my unit who saved all the money he made in South Korea because he wanted a new Cadillac when he got back to the states more than anything else. In my eyes, he was being financially responsible while I was blowing it all.
Long story short, he came back home and bought that brand new Cadillac. A month later it flipped over in the rain and he broke his neck. He totaled his Cadillac and he spent 6-12 months sitting at home doing rehab sessions, from what I last heard from him.
So, yea, I definitely cherish the times I had and memories I have from those "young and dumb" days. I think the army kind of set me up for financial irresponsibility once it gave me that much money in a country like South Korea, but at the same time spending an awesome year there and having that money to blow just made the experience that much better.
Considering the position I'm in, I can't complain really. I ed my credit up, blew my money, but I'm still in a position where in five years - after I pay my student loans off - I could have great credit and be "financially free" to start investing and saving for the bigger and better things in life.
So back to your point, I agree. I wouldn't do anything different because when I'm in my 30s and have my -ups from my early 20s fixed I'll be telling people how awesome they were and how much fun I had living on the wild side. Not everyone can recover like that or "snap out of it" before it really messes up their future. I was lucky enough to do so. |
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| Halcyon+On+On |
| quote: | Originally posted by Looney4Clooney
ing mouth breeder |
What? |
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| Halcyon+On+On |
Re-fid our house this week; dropped over a % on the interest and I don't have to pay the mortgage until March. We've basically saved about $90,000 in the long run because the house shot up $60K in value. It was a good week. Awwwsup.
//And I managed to pull this off with 0 credit. We resident now. ;3 |
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| UWM |
| quote: | Originally posted by Looney4Clooney
it is. Unless you eat the same thing every day. But you don't, and then ingredients go bad. I honestly don't understand your ing issue when you just claimed that you blew all your money. I mean didn't you start this ing thread ? |
What?
What? |
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| Acton |
| quote: | Originally posted by Lira
Know what this is? :p
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Wat Arun*, it's in Bangkok. I was there about 6 months ago :D
*Edited, found out what it was. |
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| Halcyon+On+On |
| You're sure that's not Legoland? |
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| Silky Johnson |
| quote: | Originally posted by Floorfiller
i think we should extend this thread beyond just finances and lump in people that just make terrible life decisions.
i work with a few girls that have real ed up families and the ALWAYS have drama in their lives, but i really can't say i feel sorry for them because in a lot of ways they basically bring it on themselves.
always talking about how they want a nice guy bla bla bla, but then ing around with guys that the KNOW are married and .
always quick to loan their ty family members money (i'm not talking about $50.00 bucks, i'm talking cashing in 401K's and give thousands).
getting pregnant by dead beat's that are just going to move on to the next skank and never pay child support.
they do it to themselves man. every time.
as far as the money thing goes. i think that's very true. i have a friend that is always whining about how poor he is, but then blows money on the newest tech gadgets and useless consumer crap. maybe you didn't need that 55" vizio dawg?
meh i think it all ties together. there are people that care about running their lives properly and building wealth and there are people that just don't get it or haven't matured enough to understand it's importance. they of course catch on way too late in life and then end up trying to play catch up. |
Oh yes oh yes! My bf works with a dude who got into a realtionship with a totally abusive chick, who already had two kids. The relationship was already when she announced she was pregnant with his baby....so he stayed, despite the fact that she called him names all the time and her piece of kids broke all his .
So they have this baby and now he's complaining how he's always broke, and on top of it she's always on him about not making enough money, blahblahblah.
Well apparently this week he announced to everyone that she's pregnant AGAIN, and they're keeping it!! Wtf they can't even afford the kids they have now!
These are the exact kind of people populating our world with an excess of morons. . |
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| Floorfiller |
| quote: | Originally posted by Miss Pie
Oh yes oh yes! My bf works with a dude who got into a realtionship with a totally abusive chick, who already had two kids. The relationship was already when she announced she was pregnant with his baby....so he stayed, despite the fact that she called him names all the time and her piece of kids broke all his .
So they have this baby and now he's complaining how he's always broke, and on top of it she's always on him about not making enough money, blahblahblah.
Well apparently this week he announced to everyone that she's pregnant AGAIN, and they're keeping it!! Wtf they can't even afford the kids they have now!
These are the exact kind of people populating our world with an excess of morons. . |
i think i'd shoot myself if i got myself in that trap ugh. i dunno i guess a lot of people are ok with living a trashy life.
| quote: | Originally posted by ak87
I would have to disagree... most of my male friends are money concious while majority of my female friends are clueless.... i feel like they beleive theyre gonna get with a guy with money and dont care what they have stowed away |
that's really funny because while i'm not "the rich guy", i don't think i could ever seriously date someone that doesn't have the same mentality with this stuff. i've done it before and yeah i don't think i'd do that again. |
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| Lira |
| quote: | Originally posted by Acton
Wat Arun*, it's in Bangkok. I was there about 6 months ago :D
*Edited, found out what it was. |
Precisely. Or, as I was going to say to Looney: That's a huge gigantic wat :p
Really, there's a difference between frugality and discipline. There are loads of things I want in life - waste my money paying debts isn't among them, and that's not a matter of "not having (enough) ambition" :conf: |
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| Silky Johnson |
Got paid today and my entire cheque is already gone/accounted for. It doesn't even suck - in fact it feels amazing, knowing I'll be free of student debt in a year and a half.
I also paid my car insurance for the entire year today - so that kinda ed me too, but at least I won't have to think about it every month!
You know, someone should give ME 5000 bucks to help pay down my debt, instead of all those ing mouth breathers on tv. God. |
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| Lagrangian |
| quote: | Originally posted by Miss Pie
Got paid today. |
Same here. |
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