| Lilith |
| quote: | Originally posted by bas
I hate this argument so much. I don't necessarily make a lot of money, I basically live paycheck to paycheck and it's tough for me to actually *save* anything. I'll check my statement online regularly and everything will be accounted for. Two days later I'll get a charge from days back that takes me a few cents over what I had in there and gives me an overdraft fee. I feel like such a piece of when I get over drafted buying ing lunch :mad: |
There's a few ways of cutting down on expenses you should look into as perhaps you're living a little on the side of how you think you should live as opposed to what you can afford. Start by not buying your lunch, make sandwiches, stuff you can heat up in the microwave the night before, buy your drinks in bulk (knocks about 60% off the retail price) and put them in the fridge at work or a drink cooler if you think bastards will nick them.
Not saying stop having your fun and enjoying life, but scale down on how much you spend and start figuring where you can cut costs around the edges that will have some money in the bank for savings and emergencies. |
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